Belk Rewards Card
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You already come to Belk for the looks that reflect your style and your life. Now you can enjoy valuable rewards with special savings while you're at it.

It all starts with the Belk Rewards Card, full of benefits designed to make your Belk shopping experience truly amazing. Want more? Reach Belk Premier and Elite status for even more exclusive offers.

  • 1 point for every $1 in merchandise purchases**
  • Every 400 points=$10 Belk Reward Dollars**
  • 35 exclusive savings days each year
  • Special Extra Points Events
  • Receipt-free returns
  • Online account management at
  • No annual fee
  • Zero fraud liability
(Spend $600 in a calendar year)
All the benefits of Belk Rewards, PLUS:

  • Special financing with the Belk Rewards Flex Pay Plan
  • Invitation-Only Premier Savings Days
  • Special Savings Offers Reserved Just for You
(Spend $1500 in a calendar year)
All the benefits of Belk Rewards, PLUS:

  • Triple Points Events-Elite Rewards Points NEVER expire**
  • Quarterly 20% off Pick Your Own Sale Days
  • 20% off birthday coupon
  • Free standard shipping in-store and on↑↑
  • Quarterly 20% Off Pick Your Own Sale Days
  • EVEN MORE Special Savings Offers Reserved Just for You

*Offer subject to credit approval. Excludes non-merchandise departments, Belk Gift Cards, Best Values and watches in Fine Jewelry, carpet department, restaurants and fur salons. Not valid on prior purchases. Cannot be used in combination with any other coupon or discount offer. See Associate for additional details and one offer per cardholder. **See the Rewards Program Terms for details for additional information. The Belk Rewards Flex Pay Plan Payment is equal to the greater of 1/3rd of the new Belk Rewards Flex Pay Plan balance each time new purchases are added or $75. See account opening disclosures for the standard account terms. Note: Fulfillment contingent on having primary cardholder's accurate birth date on file. *For new accounts: Purchase APR is 24.49%. Minimum interest charge is $1.00.

↑↑ Elite Free Standard Shipping- Subject to Credit Approval. Belk Elite Rewards Cardholders qualify for Free Standard Shipping when the total amount of their purchase is charged to their Belk Elite Rewards Card. Offer applies to Standard Shipping to one location and includes shipments to the 48 contiguous states only. Excludes Shipments to Alaska, Hawaii, Puerto Rico, Virgin Islands, Pacific Territories and Guam. Offer does not apply to returns.